Travel all year with complete peace of mind.

Whether you take spontaneous weekend trips or long international journeys, our Multi Trip Travel Insurance keeps you covered every time you leave home, all year long.
  • Reliable
  • Affordable
  • Simple
Travel all year with complete peace of mind.

Always covered, no matter how often you travel

Perfect for frequent travelers. One policy covers you all year, for holidays, business trips or study travel.
From lost baggage to medical emergencies, we’ve got you covered.

Multi Trip Essential

Solid year-round protection with coverage for baggage, medical care, dental emergencies and repatriation. Ideal for travelers who want essential worldwide coverage.

Multi Trip Comfort

Extended limits for baggage and medical costs, plus coverage for trip interruptions and delays. Great value if you travel several times a year.

Multi Trip Exclusive

Maximum coverage with the highest limits for baggage, medical costs, and emergencies, including optional upgrades for winter sports and air ambulance.

Car Insurance by Citizens – simple choices, reliable coverage

Solid year-round protection with coverage for baggage, medical care, dental emergencies and repatriation. Ideal for travelers who want essential worldwide coverage.
Extended limits for baggage and medical costs, plus coverage for trip interruptions and delays. Great value if you travel several times a year.
Maximum coverage with the highest limits for baggage, medical costs, and emergencies, including optional upgrades for winter sports and air ambulance.
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All amounts are in XCG
Available Plans Explore Options
Multi Trip Essential Year-round protection with essential worldwide coverage.
Multi Trip Comfort Extended coverage for frequent travelers.
Multi Trip Exclusive Highest coverage limits with optional upgrades.
Baggage
Covered up to 2,000
Covered up to 3,000
Covered up to 5,000
Valuables
Covered up to 1,500
Covered up to 2,000
Covered up to 2,500
Medical expenses
Covered up to 35,000
Covered up to 60,000
Covered up to 90,000
Emergency dental care
Covered up to 1,000
Covered up to 1,500
Covered up to 2,000
Repatriation
Covered up to 20,000
Covered up to 30,000
Covered up to 40,000
Extraordinary expenses (interruption, rescue, stay)
Included
Included
Included
Baggage delay/loss
Covered up to 150
Covered up to 300
Covered up to 400
Winter & water sports
Optional add-on +1,500
Optional add-on +3,000
Optional add-on +5,000
Air ambulance
Optional add-on
Optional add-on
Optional add-on
Additional medical costs
Optional add-on
Optional add-on
Optional add-on
Up to 60 days trip/per person
130
220
315
Up to 90 days trip/per person
185
305
450
Up to 180 days trip/per person
310
515
760
All amounts are in XCG
Multi Trip Essential Year-round protection with essential worldwide coverage.
Multi Trip Comfort Extended coverage for frequent travelers.
Multi Trip Exclusive Highest coverage limits with optional upgrades.
Baggage
Covered up to 2,000
Baggage
Covered up to 3,000
Baggage
Covered up to 5,000
Valuables
Covered up to 1,500
Valuables
Covered up to 2,000
Valuables
Covered up to 2,500
Medical expenses
Covered up to 35,000
Medical expenses
Covered up to 60,000
Medical expenses
Covered up to 90,000
Emergency dental care
Covered up to 1,000
Emergency dental care
Covered up to 1,500
Emergency dental care
Covered up to 2,000
Repatriation
Covered up to 20,000
Repatriation
Covered up to 30,000
Repatriation
Covered up to 40,000
Extraordinary expenses (interruption, rescue, stay)
Included
Extraordinary expenses (interruption, rescue, stay)
Included
Extraordinary expenses (interruption, rescue, stay)
Included
Baggage delay/loss
Covered up to 150
Baggage delay/loss
Covered up to 300
Baggage delay/loss
Covered up to 400
Winter & water sports
Optional add-on +1,500
Winter & water sports
Optional add-on +3,000
Winter & water sports
Optional add-on +5,000
Air ambulance
Optional add-on
Air ambulance
Optional add-on
Air ambulance
Optional add-on
Additional medical costs
Optional add-on
Additional medical costs
Optional add-on
Additional medical costs
Optional add-on
Up to 60 days trip/per person
130
Up to 60 days trip/per person
220
Up to 60 days trip/per person
315
Up to 90 days trip/per person
185
Up to 90 days trip/per person
305
Up to 90 days trip/per person
450
Up to 180 days trip/per person
310
Up to 180 days trip/per person
515
Up to 180 days trip/per person
760

Your questions answered

It’s a year‑round travel policy that covers all the trips you make during the year.

If you need emergency assistance during your trip or vacation, contact the Citizens Emergency Center immediately. We are available 24/7 at +297 583 4961.

Always call in the event of:
– Hospital admission
– An accident or illness
– The death of an insured person
– A forced early return

Before calling, have your policy number ready and note the address and telephone number where you can be reached.

Frequent travelers, business travelers or families who travel several times a year.

Coverage includes baggage, medical expenses, dental emergencies, repatriation, extraordinary expenses, baggage delay, and optional winter & water sports.

You can choose 60, 90 or 180 days per trip.

It is available as an optional add‑on.

  • Great service, super friendly staff, and really competitive pricing. That’s why my family and I are insured with Citizens.
    — Kingrich Emerenciana
  • I have both my car insurance and health insurance with Citizens. They respond quickly, really take the time to help, and as a mom, that gives me peace of mind.
    — Audry Medina
  • With Citizens, you’re not just a number, they actually see you as a person. That’s what makes the difference for me.
    — Eddie Scevink
  • Everything was clear from the start, and they guided me through the whole process. I chose Citizens because trust and security matter most to me.
    — Gabriel Severina