Citizens Insurance cares about people.

We provide affordable insurance solutions with a strong focus on personal service, comfort, and reliability.
  • Affordable
  • Reliable
  • Simple
Citizens Insurance cares about people.

About us

Founded in 1978 by Lennox Wharton-Lake, Citizens Insurance was built on a simple belief: insurance should be guided by the needs of the client. His spirit of kindness, integrity and personal attention still shapes how we work every day From our roots in Aruba and Curaçao, we have grown into a trusted insurer across the ABC Islands. We serve individuals, families and businesses with coverage that is clear, reliable and easy to arrange — from car and health insurance to property and travel.
 Our mission is simple: to provide fair, dependable coverage you can count on, while keeping insurance easy and straightforward. We are part of the communities we serve. Our team listens, explains and supports — in Papiamentu, English, Dutch and Spanish. Whether you visit one of our conveniently located offices, reach out online, or contact us via WhatsApp, you can expect real help when it matters most.

With decades of experience, strong reinsurance partners and a hands-on team, we stay true to what matters: a fair price, coverage when you need it, and friendly, easy service.

Because insurance should be exactly that:
Affordable. Reliable. Simple.
Citizens Insurance is a trademark of The Netherlands Antilles & Aruba Assurance Company (NA&A) NV.

We’re here for you across the Caribbean

Curacao

Salina 170
Sambil Curacao
+5999 465 7144

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Aruba

Dominicanessenstraat 5,
Oranjestad
+297 582 4990

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Bonaire

Kaya Nikiboko Suit 67 A1
Kralendijk
+599 788 3165
WhatsApp: +599 788 2222

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We’re here for you across the Caribbean

Salina 170

Sambil Curacao

+5999 465 7144

Visit website

Salina 170

Sambil Curacao

+5999 465 7144

Visit website

Salina 170

Sambil Curacao

+5999 465 7144

Visit website

More than 45 years of

experience in Curacao

Easy to reach, the

the way you prefer

10.000 paid claims over

over the last 5 years

  • Great service, super friendly staff, and really competitive pricing. That’s why my family and I are insured with Citizens.
    — Kingrich Emerenciana
  • I have both my car insurance and health insurance with Citizens. They respond quickly, really take the time to help, and as a mom, that gives me peace of mind.
    — Audry Medina
  • With Citizens, you’re not just a number, they actually see you as a person. That’s what makes the difference for me.
    — Eddie Scevink
  • Everything was clear from the start, and they guided me through the whole process. I chose Citizens because trust and security matter most to me.
    — Gabriel Severina