Claims

When something happens, you want it handled quickly and clearly. At Citizens, we aim to make the claims process simple and accessible. Choose your insurance below and follow the instructions. We prefer to receive claims via WhatsApp, as this is the fastest and easiest way for our customers. Of course, you can also visit us in person or send your claim by email.
In the event of an accident, our priority is to get you back on the road as fast as possible.

File a claim

Complete the form and we’ll get back to you within 48 hours on business days.

Car Insurance Claim


Had an accident or car damage?

Always contact Forensys (BSF Bonaire) immediately. Forensys will inform Citizens within 24 hours. If needed, we will contact you directly.

If you report your claim to Citizens via WhatsApp, please provide the following information:

• License plate number
• First name
• Last name
• Email address
• Mobile phone • number
• Date of birth (DD/MM/YYYY)
• Police report (in case of theft or burglary)
• A short description of your request

Travel Comfort


Something happened during your trip?

Report your claim as soon as possible so we can assist you efficiently.

Send your claim via WhatsApp and include:

• Policy number
• First name
• Last name
• Date of birth
• Email address
• Mobile phone number

Please also attach:

• Copy of ID, passport, or driver’s license
• Police report (in case of loss or theft)
• Relevant invoices and receipts

Home Insurance Claim


Home Insurance Claim

Fire or property damage?


Send us your claim via WhatsApp so we can assist you quickly.

Please provide:

• Policy number
• First name
• Last name
• Date of birth
• Email address
• Mobile phone number

Attach the following:

• Description and cause of the damage
• Copies of relevant invoices or supporting documents

Health Insurance: Submit Medical Bills


You can easily submit your medical expenses via WhatsApp.

Write the insured person’s date of birth on the invoice and scan or photograph the document before sending it.

Please include:

• Policy number
• Last name
• Date of birth (DD/MM/YYYY)
• Email address

File a claim

Complete the form and we’ll get back to you within 48 hours on business days.

Had an accident or car damage?
Always contact Forensys (BSF Bonaire) immediately. Forensys will inform Citizens within 24 hours. If needed, we will contact you directly.
If you report your claim to Citizens via WhatsApp, please provide the following information:

• License plate number
• First name
• Last name
• Email address
• Mobile phone • number
• Date of birth (DD/MM/YYYY)
• Police report (in case of theft or burglary)
• A short description of your request
Something happened during your trip?

Report your claim as soon as possible so we can assist you efficiently.
Send your claim via WhatsApp and include:

• Policy number
• First name
• Last name
• Date of birth
• Email address
• Mobile phone number

Please also attach:
• Copy of ID, passport, or driver’s license
• Police report (in case of loss or theft)
• Relevant invoices and receipts
Fire or property damage?


Send us your claim via WhatsApp so we can assist you quickly.
Please provide:
• Policy number
• First name
• Last name
• Date of birth
• Email address
• Mobile phone number

Attach the following:
• Description and cause of the damage
• Copies of relevant invoices or supporting documents
You can easily submit your medical expenses via WhatsApp.

Write the insured person’s date of birth on the invoice and scan or photograph the document before sending it.

Please include:
• Policy number
• Last name
• Date of birth (DD/MM/YYYY)
• Email address

Your questions answered

If your vehicle is damaged or involved in an accident, you are required to call ForenSys (199). ForenSys provides a service that streamlines the enitre claims process involved in the underwriting and claims operations of the insurance industry, from the moment the accident accurs to the resolution of the insurance claim. Once a report has been made to ForenSys, you can then call our office.

With regards to travel, health and property insurance claims, you can file a claim online via our website or call us.

It depends on how complex the claim is, how serious the damages or injuries are, and how willing other involved parties are to cooperate. Citizens claims representatives always work toward prompt resolution of every claim. If a claim requires follow-up work, we’ll be there with you every step of the way – no matter how long it takes.

The first step is to start by reviewing your policy. You may also want to ask to our Claims Department representative assigned to your claim to help you understand what coverage you’ve purchased and how it applies to your claim.

It depends in part on the terms of your policy, how many claims you’ve filed in the past and insurance regulations in your state. Citizens can discuss the answers to these questions with you.