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Only applicable for private vehicles.
- WA Essential
- WA Extra
- WA Comfort
- WA Complete
- WA Casco Essential
- WA Casco Extra
- WA Casco Exclusive
Basic coverage on the road
Third Party Liability coverage is the minimum legal required coverage for every driver in Curaçao. The WA Essential policy covers your legal liability for damages, loss and/or injury caused to a third party when you are at fault.
- No deductible (you don’t have to pay when the third party claims)
- Most affordable premium
- Easy and quick claim process
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl. 500.000,-
Protection against uninsured third party
The same coverage as the WA essential coverage, additional the WA Extra policy provides coverage up to Nafl. 30.000,- against material damages on your car by an uninsured driver at fault. And yes, we care about your passengers too. The policy also covers passengers up to Nafl. 30.000,- in your vehicle.
- No deductible (you don’t have to pay when you or the third party claims)
- You are protected against uninsured third-party at fault without affecting your no-claim discount
- Your passengers are insured
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl. 500.000,-
- Up to Nafl. 30.000,- in material damages to your vehicle caused by an uninsured driver at fault
- Passengers Accident Insurance (P.A.I.) up to Nafl. 30.000,- total combined in your vehicle
Extra coverage against theft, fire and explosion
The same coverage as the WA essential coverage, additional you are covered in the event of damage to your vehicle caused by theft, fire and/or explosion.
- In the event of fire, theft and/or explosion, you receive the current day value of your vehicle.
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl. 500.000,-
- Your vehicle is fully covered against theft, fire and/or explosion (a deductible is charged)
Essential, extra and comfort coverage in one
This insurance includes the coverages of our WA Extra and WA Comfort combined.
- You are protected against uninsured third-party at fault without affecting your no-claim discount
- Your passengers are insured
- In case of fire, theft and/or explosion you receive the current day value of your vehicle
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl. 500.000,-
- Up to Nafl. 30.000,-. in material damages to your vehicle caused by an uninsured driver at fault
- Passengers accident insured (P.A.I.) up to Nafl. 30.000,- total combined in your vehicle
- Your motor vehicle against theft, fire and/or explosion (a deductible is charged)
Your Essential all risk coverage
I think this one should be a bit more explanatory, also refer to: The same coverage as the WA essential coverage.
- In case of fire, theft and/or explosion you receive the current day value of your vehicle
- Damage to your vehicle in the case of an accident will be covered whether you are at fault or not
- If needed you will receive a replacement vehicle up to a maximum of Nafl. 900,- per case
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl.500.000,-
- Your vehicle is fully covered against theft, fire and/or explosion (a deductible is charged)
- Damages to your own motor vehicle are covered in the case of an accident whether you are at fault or not
Extensive All Risk coverage with protection against Uninsured Third Party
In addition to WA Casco Essential, WA Casco Extra offers coverage up to Nafl. 30.000,- for material damages caused by an uninsured driver at fault without affecting you no-claim discount. The package also includes Passengers Accident Insurance (P.A.I.) of Nafl. 30.000,- in your vehicle.
- Protection against uninsured third-party without affecting your no-claim discount
- Your passengers are insured
- Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl.500.000,-
- Up to Nafl. 30.000,- damages to your vehicle caused by an uninsured driver at fault will not affect your no claim
- Passengers Accident Insurance (P.A.I.) up to Nafl. 30.000,- total combined in your vehicle
Coverage in the vent of total loss
WA Casco Exclusive includes all the coverage of WA Casco Essential. In addition, if your car is declared a total loss within three years of purchase, you are paid the full insured value of the vehicle, without depreciation.
WA Casco exclusive also offers coverage up to Nafl. 30.000,- for material damages caused by an uninsured driver at fault without affecting you no-claim discount. The policy also covers passengers up to Nafl. 30.000,- in your vehicle.
- In the event of a ‘total loss’ of the vehicle within three years of its purchase, you receive the same brand new car back. You choose the color and we will buy you the car.
- If needed you will receive a replacement motor vehicle up to a maximum of Nafl. 1.260,- per case
- Protection against uninsured third-party without affecting your no-claim discount
- Your passengers are insured
- Your Third Party Liability till Nafl.150.000,- You can decide to increase this cover up to Nafl. 500.000,-
- Up to Nafl. 30.000,- damages to your vehicle caused by an uninsured driver at fault will not affect your no claim
- Passengers Accident Insurance (P.A.I.) up to Nafl. 30.000,- total combined in your vehicle
- In the event of a ‘total loss’ of the vehicle within three years of its purchase, you receive the new value of your car at the moment
